Frequently Asked Questions

How do I get started with credit repair? 

Schedule a free phone consultation to discuss your current situation with our credit repair expert. You will talk to an expert about your credit goals and what strategy you should take. Your free consultation is provided to explain the services we offer, what affects your credit either positively or negatively, and how your credit score is determined. This is also a great opportunity to ask questions. If you chose not to use our services after your free consultation you are not liable for any charges. 

How does credit repair actually work? 

Credit repair is a process of removing inaccurate, unfounded, out of date, false, and erroneous information from your credit report.  Your credit report recites your credit score.  The 3 major credit bureaus collect information from lenders, creditors, and debt collectors and apply it to your credit report.  Based on that information, your credit score is determined.  Did you know? 30% of your credit is based on credit cards.  

Can I repair my own credit? 

Of course, you have the ability to dispute any information on your credit report. However, many individuals that have tried to do this themselves have actually made their credit score worse by not understanding the credit process. 

When will I see my credit score increase? 

There is no guarantee with credit repair and your scores. Everyone situation is different, but we typically see an increase with 45 to days.

How long does the credit repair process take? 

 In most cases, credit repair services take anywhere from 4 to 6 months depending on the situation. We have seen a person with a 500 credit scores go up to 800s following our guidance. 

Can you help me get a home? 

Through our credit repair process, our goal is to help you get your dream home and a better interest rate. Again, credit repair is not guaranteed and every situation is unique, but our experts are here to guide you.